Legal Question in Credit and Debt Law in California
Dishonored Check
My parents received a collection letter from a company in New York. It stated that I had written a check for approximately $20.00 in 1992 to Bullock's Dept. Store. They reside in Las Vegas, at an address which I have never lived at stating that I would be prosecuted by Nevada law. When I contacted the collection agency, I wanted to see the check since I have worked at a bank since 1989 and never had a dishonored check. They told me to pay the $118.00 and dispute it later. I declined and said I wanted to see the check. They told me I had to request it in writing, but in the meantime would call me at my place of business to check on the status. I contacted my former bank and was told that they did not have records dating that far back. I do not want to put any more time in to researching this matter. Is there a statute of limitations on collecting on a dishonored check? If so, how do I get them to stop calling my work? I cannot prove to them this was not my check because the bank will only take a claim up to 90 days and there is no way to get my records from 1992.
1 Answer from Attorneys
Re: Dishonored Check
You may have a great case against the collection agency under the Federal Fair Debt Collection Act and maybe California's Fair Debt Collection act. Please contact my office for consultation and review of your letter and documentation.