Legal Question in Credit and Debt Law in California

Disputing an invalide collection debt

My husband and I are trying to purchase a home. We recently discovered that a medical debt of his was taken to collections and reported on his credit report. The Insurance company advised him several times not to pay this debt due to the contract with the hospital and the Insurance company. Correspondance had gone on for almost a year. We have documents from the health insurance company stating that this debt was not his responsibility. How do we clear this up and get this debt collection removed from his report? Do we have a case to sue the insurance company?


Asked on 1/14/05, 5:28 pm

2 Answers from Attorneys
H.M. Torrey The Law Offices of H.M. Torrey

Re: Disputing an invalide collection debt

from the facts given, your best route might be to settle this matter thru debt negotiations. if you would like further assistance, contact us directly.

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Answered on 1/14/05, 6:51 pm
Larry Rothman Larry Rothman & Associates

Re: Disputing an invalide collection debt

You may be able to contest the debt. Have you received any letter from a collection agency? If you, please fax the letter to us at 714 363 0229. How old is the debt? We may be able to help you once we have this information.

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Answered on 1/16/05, 1:16 pm


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