Legal Question in Credit and Debt Law in California

You will have to settle the matter with Mercury Insurance. First, check with the Court where the lawsuit was filed to make sure that the judgment was actually entered, and that it was renewed in 2003, as judgments are only valid for 10 years unless renewed. Next, if the judgment was renewed, get a hold of Mercury and attempt to settle the debt. If it was not renewed, then call Mercury and insist that they remove the hold as the judgment is no longer valid or enforceable. You also may need to hire an attorney who specializes in DMV administrative proceedings, because if Mercury refuses to resolve this, you will only get your license by appealing their denial.

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