Legal Question in Credit and Debt Law in California

I am not an expert in DMV administrative law - and that ultimately is who you need to consult - but my guess is that unless you can voluntarily convince the insurance company to settle, the judgment will never be satisfied, and you may not get your license back. You cannot force the insurance company to take anything less than all of what they are owed in satisfaction of the debt. The insurance company is probably not willing to settle for anything less than the full amount owed because they know as well as you do that you cannot get your license back until you repay the debt. You can look at the possibility of bankruptcy to discharge the debt, but again you need to talk to an attorney who specializes in DMV administrative law to make sure that discharging that debt in bankruptcy will then force DMV to release your license hold. Further, you need to look at where you can possibly borrow that money - friends, family, etc... to resolve this.

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