Legal Question in Credit and Debt Law in California

Re: extension of civil judgment

He can hound you forever, or at least until you pay or manage to bankrupt out of the debt. In California, judgments are good for 10 years but can be renewed as many times as the creditor desires. There are very few grounds to oppose the request for renewal - which is why the request for renewal is done without a motion (they are routinely granted, it is so perfunctory).

Unfortunately, the renewed judgment accrues interest at the same rate as the original judgment (10%) -- which means that you are now accruing interest on top of interest.

Cut a deal with the creditor.

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Re: extension of civil judgment

The judgment can be renewed for another 10 years. However, you should check with the court after the 10 years are up to see if it was renewed. If not, then you can tell them to stop bothering you.