Legal Question in Credit and Debt Law in California
I had a fraud PG&E account open in my name. I have been more then willing to give all proof that I am the truth person and the other person is not me. The company is not willing to hear from me. I feel I am at my wits end I want so badly to sue them. I know that the account was open and is fraud. I know for a fact I was not there and signed no papers. I am stressed and feel hopeless. I even made a police report.
1 Answer from Attorneys
Assuming your question is what can you do, you need to look first at your credit report. If they have reported it on your credit report, or a collection agency has, you can dispute the debt with them. They are required to respond to the dispute (in which you will provide proof of the account being fraudulent), which essentially gets around the issue of them not wanting to discuss the account being fraudulent. You can also contact the Public Utilities Commission and file a complaint - that again will force them to the table to deal with this. Finally, you can file a lawsuit to force them to acknowledge that the account is fraudulent, and cease all collection efforts. That later option is going to require that you hire an attorney as it is not a simple small-claims case. Good luck.
*Due to the limitations of the LawGuru Forums, The Gibbs Law Firm, APC's (the "Firm") participation in responding to questions posted herein does not constitute legal advice, nor legal representation of the person or entity posting a question. No Attorney/Client relationship is or shall be construed to be created hereby. The information provided is general and requires that the poster obtain specific legal advice from an attorney. The poster shall not rely upon the information provided herein as legal advice nor as the basis for making any decisions of legal consequence. As required by 11 U.S.C. �528, we must now disclose that, "We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Assistance we provide with respect to Debt Relief may involve bankruptcy relief under the Bankruptcy Code."