Legal Question in Credit and Debt Law in California

We had been fraudulently reported to a credit bureau for an account that shouldn't have been. We went through an entire process, as documented by the Better Business Bureau, to have this erroneous item removed. The company removed the item by end of June 2009. Now, in December of 2009, we find this item back on our TransUnion credit report. In the Better Business Bureau complaint the company admitted wrong and also stated that they had removed any trace of the wrong doing. The erroneous problem is now there again. This has affected our ability to obtain items for our business and to secure business loans for marketing and advertising. On top of all that, this erroneous transaction was business related but ended up on my wife's personal credit. Somehow we have to have recourse to recoup all the lost ability to conduct business as well as all the time, effort etc...put into dealing with this problem...now a second time. What are our options?


Asked on 12/28/09, 6:44 pm

1 Answer from Attorneys
Carl Starrett Law Offices of Carl H. Starrett II

Sometimes, the only way to deal with something like this is to take legal actions. Your may be entitled to money damages under the Fair Credit Reporting Act, so you should consult a local attorney about whether you have a claim for damages under this statute.

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Answered on 1/02/10, 8:38 pm


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