Legal Question in Credit and Debt Law in California
Hello,
Can a Lawyer from Pennsylvania who is working for
Capital One collections pull my credit report if I live in California without my authorizastion
Asked on 8/19/10, 9:26 pm
2 Answers from Attorneys
Larry Rothman
Larry Rothman & Associates
He cannot pull a "credit report" unless he has a judgment or has your authorization.
There may be a violation of the Fair Debt Collection Act as well as the Fair Credit Reporting Act. I would have to review any writings you may have including collection letters in order to determine if you have a case.
Answered on 8/26/10, 2:59 pm