Legal Question in Credit and Debt Law in California

He should have been to see a bankruptcy lawyer 2 foreclosures ago.

You have to reside on the property and you cannot reside on an empty lot. He can put in a mobile home and move there and establish a homestead. If the land is desert it might not be worth much and there is a $23,000 wildcard exemption he can use for any property that might be enough if the property is worth that much or even a little over that considering that the cost of the sale has to be taken into consideration by the trustee before selling the property. I would guess that even if worth $30,000 the trustee would probably not sell the property if the person can use the entire wildcard exemption to protect the lot. He must see a lawyer. If there is already a judgment lien on the property it may be too late. Again, the first consultation with a bankruptcy attorney is usually free.