Legal Question in Credit and Debt Law in California

hello,

I have received an OSC either "either judgment or dismissal" "notice of hearing" in county civil court by a law firm listed as "legal recovery law offices" ..I've read a few comments about this law firm online and understand they are rather aggressive in their "recovery" efforts, I owe the creditor they represent about 10K ...

I'm not gainfully employed nor do I own any property but will have a 2000 honda accord payed off by oct 2010(value according to KBB approx $4,000), and I see the hearing date is set for sept 15 2010.....(I assume they have timed it so that they can lien or assume ownership once I have payed it off in oct).....

I am in tremendous debt and haven't been able to afford a BK

I assume they are going to try to take my vehicle once in my name, or place a lien on it.....

I will not be at the hearing......

If I may ask, will they in all likelihood take ownership of my car?

how long before they seize it?

thank you very very much

(this question is with the postulate that they are interested in my vehicle since I don't see anything else of value that I have)


Asked on 9/05/10, 12:20 pm

1 Answer from Attorneys
Robert F. Cohen Law Office of Robert F. Cohen

The notice and hearing are for the plaintiff. It must secure a judgment against you or dismiss the case by that date, or explain to the court why it hasn't done so. You might still file an answer if you wish.

By the way, many people do their own bankruptcies. While I don't recommend it, it is done. There are many self-help books. Also the court might waive your filing fee, depending on your unique circumstances.

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Answered on 9/10/10, 2:37 pm


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