Legal Question in Credit and Debt Law in California

Hello,

I recently pulled up my credit report and as I was reading through it, I noticed "the date of first delinquency and the date opened" of a collections account didn't match up. It reported the DOFD as 6/2007 however the date opened for the account was 9/2009. Besides that, the original account (Citibank) the collections agency bought from, stated that I was making payments on time from 8/06-9/07, then I defaulted starting 10/07 which later they charged off. So I'm scratching my head as to what's happening. Any help and input would be much appreciated! Thanks.


Asked on 5/12/11, 3:58 am

1 Answer from Attorneys
Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Since there is only a few months left on the statute of limitations, now is not the tiime to awaken your sleeping creditors. Wait until November and then dispute the re-aged credit report entries.

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Answered on 5/12/11, 5:59 am


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