Legal Question in Credit and Debt Law in California

Identity theft
My husband recently got out of the military, and 9 years ago was stationed in Greece. When he left the country, he had all of his mail going to a friends house. This friend opened up numerous accounts in my husbands name using his social security number(the military uses this number freely) and never paid any of the bills. 6 months into his tour my husband found out about the fraud and the delinquent accounts and tried to contact the friend. My husband was informed by the friend's wife that the individual had been put in jail for child molestation. My husband has paid off almost all of the debt at this point, and we checked his credit report 8 months ago to make sure nothing was outstanding- all of the fraudulent accounts showed a zero ballance. This week we received a collection notice for an account that supposedly had a $1000 balance over the last 9 years(with interest and fees $3000). When the creditor was called they said they had tried to contact him over the last year- but we never received anything(they had the correct Ph#). I don't understand how this account showed up out of nowhere after 9 years- What do we do?

Asked on 12/13/07, 10:57 pm

Robert F. Cohen Law Office of Robert F. Cohen

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Re: Identity theft

The statute of limitation bars suit on the debt. Dispute it on the credit reports and notify the creditor not to bother him again.

Answered on 12/14/07, 12:50 am

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