Legal Question in Credit and Debt Law in California
Ok well I'm an idiot and fell victim to a magazine subscription scam over the phone on Monday. I would like to know if a verbal agreement is legally binding in California since they have a recording of me confirming everything and giving them my information, even though I didn't fully understand what was going on. I have since realized that this was a scam and have called my bank and cancelled my debit card. Tomorrow I am calling the services to "cancel" my subscrription, but I am unsure if they actually will. So since they will be unable to get money from my account since it is a different debit number, here are my questions:
1. Is a verbal agreement legally binding in California, since they have a recording of me confirming and giving them my information?
2. Will I still be required to continue paying them since the number given no longer works?
3. Is it possible for them to send a collections agency after me?
1 Answer from Attorneys
Most agreements are binding regardless if they are verbal but some must be written to be enforceable. This is an agreement but you can contest the contract is void for mistake and other things. I doubt they will sue you but may send it to collections.
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