Legal Question in Credit and Debt Law in California

Re: insurance claim/debt

Based on your description, it sounds like you caused a car accident and had no insurance. Now the other driver's insurance paid benefits to its policy holder and is seeking reimbursement. This is called subrogation.

If you do not reach a settlement, the carrier would need to file a lawsuit against you and get a judgment before suspenion of your license could take place. If the judgment remains unpaid for 30 days, the carrier can report the judgment to the DMV for license suspension.

If owe the money and want to avoid a lawsuit, your best bet is to make a counteroffer to the carrier. You should contact a local attorney to assist you with settlement negotiations. Or you might also consider consulting a bankruptcy attorney if you cannot pay.

Re: insurance claim/debt

I may be able to work an acceptable settlement. For assistance, call me directly at 1.619.222.3504 or e-mail me at the address below.

Re: insurance claim/debt

Mr. Starrett gives you good information. You need to remember that the insurance company will be very agressive with you. You need to talk to an attorney so you know your rights, including things like comparative negligence, etc...

You should read my blog, http://www.calpiblog.com which has information on how you can expect the insurance company to treat you now.