Legal Question in Credit and Debt Law in California
Insurer did not pay for damages!
over 4 years ago i was in an auto accident where i hydroplaned into a telephone bill. shortly after i received a bill for the telephone bill over $13,000 from the local irrigation company. i contacted my insurance company and the local irrigation company and they agreed to settle the bill. here it is 4 years later and i've received a bill for the $13,000 through a collection company. the insurance company refuses to pay stating they have record of the accident but due to statute of limitations they wont pay the bill. which i in return told them i wouldn't pay either for the same reason. however they've placed the bill on my credit and my credit report shows me owing this ridiculous amount. can i have this removed and if so how should i go about doing so?
1 Answer from Attorneys
Re: Insurer did not pay for damages!
Under the factual circumstances described, you should mail a VOD letter to have them and/or the reporting credit bureaus promptly remove the false negative items or face civil prosecution. For attorney assistance here, contact our Law Firm directly.