Legal Question in Credit and Debt Law in California
Hello, I am currently involved in a credit debt lawsuit, and I am being sued by a 3rd party debt collection agency who own my debt from a major credit card company. I am representing myself "In pro per". The judge handling my case has allowed me a mediation program to resolve my debt. During the course of this lawsuit, the plaintiff has continualy found a way to delay any kind of settlement or resolvment to this case by postponing court precedings every time we appear in court. It is obvious tthat the judge is getting frustrated at this point seeing that I am being cooperative, and the plaintiff delaying it. My question is this. The judge set up a mediation to resolve this. i showed up as agreed on time for the mediation. the plaintiff Failed to show up fpr the mediation.I ahd to miss work for a job that I just found, and I am on probation. i cant afford to jeapordize my job to be hired on permanently. What can I tell the Judge to gat this case done? Thanks for whatever you can advise me to say to help me out? I am very frustrated at this point. Sincerely, Jamie.
1 Answer from Attorneys
If you have a valid defense to the lawsuit, you should be using an attorney, because your contract with the credit card company provides that the winning side can claim attorney fees. And you wouldn't have to take time off from work.