Legal Question in Credit and Debt Law in California

I'm joining a non-profit organization and there is a promissory note in it's financial agreement:

"I understand that if I fail to pay my '2011 Membership Fee' my debt to City Sound may be turned over to a collection agency and any costs incurred to recover this debt will be charged to the debtor."

Since I'm a minor, the contract requires my signature and my mom's signature. If my mom doesn't make the payments on time and they turn over her debt to the collection agency, does this mean I'm liable as well? Will my credit go down?


Asked on 5/17/11, 11:09 am

1 Answer from Attorneys

Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Don't sign.

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Answered on 5/17/11, 11:15 am


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