Legal Question in Credit and Debt Law in California

Re: judgement debt

You may have a few options. First, it sounds like the judgement entered against you was a default judgment. In California, you may be able to set aside the default if you act quickly enough after the entry of default. You need to go to the court as soon as possible and get a printed docket report for the case, then contact a local attorney immediately to review the docket and tell you if you have grounds to set aside the default. Second, you need to have the basis for denial of coverage on the insurance claim reviewed by, yes again, an attorney conversant in health care law. They may be able to determine if there was any bad-faith denial of coverage on their part. If not, you are probably stuck with dealing with the creditor who now has judgment and settling on a payment plan, or some other means of avoiding collections.

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