Legal Question in Credit and Debt Law in California

Re: Judgement in our favor yet creditor wont remove from credit report

Have you disputed the item with the credit reporting agency and has it been reverified? If you don't know what I'm talking about, you need to google the Fair Credit Reporting Act (FCRA). You could get a certified copy of the judgment from the court and send it to the credit reporting agency. Or you could pay me $50 to write a letter on my letterhead to the creditor and maybe that will make it go away. You need to stop saying things like "they have stated." This implies you are calling people on the phone and getting worthless verbal promises when you should be writing letters, certified mail return receipt requested, and keeping copies. If you -have- been writing certified letters and keeping copies, you may have the right to sue the creditor for defamation.