Legal Question in Credit and Debt Law in California

Any personal property that has value would be fair game for a collector. However, if the collection agency tried to seize your car, bank account, or any other asset -- perhaps attach wages if you were to return to work -- you would have the right to ask a court to review your hardship circumstances and either return your property, value it differently, etc. Realistically, if the auto is older, the odds are that the collector would not want to bother with it because its value might not make it worthwhile to hire a repo company, store it, auction it, etc.