Legal Question in Credit and Debt Law in California

Re: Judgment

Generally the answer is no. The item appears on your credit report for one of two reasons (or both). First, if you rented from a large landlord like the Irvine Company, they subscribe to the credit reporting agencies, and may have reported you directly. These are pretty uncommon, and most evictions on credit reports come from the second source - public record. Public record means that the credit reporting agencies review records of lawsuits filed. There are also special landlord reporting agencies that are more thorough than a credit reporting agency about picking up eviction lawsuits against a prospective tenant. The eviction lawsuit is a public record and cannot be removed from public record. Though it should now be reported as satisfied, it will still appear on your credit report for seven years from the date you paid it off. Check your credit report, and make sure that it is reported as paid in full - that will help to a degree, but the actual lawsuit and the fact that you had to be sued to be removed from an apartment is going to stay on your credit and/or eviction service record.

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