Legal Question in Credit and Debt Law in California

Old judgment over 16 years

I had a collection that went into judgement over 16 years ago, for my mother's funerla arragements.

In 1992-93 I tried to filed Bk but since at that time I owed a store a couldn't do it.

They collection agency re-filed the judgment but I was never served because I didn't lived at the address they claimed they served meand my relatives had sold the house years before that date.

Last week they started calling me to my work and I just noticed they run my credit. Do I have any recourse to fight this judgment? I tried many years ago to settle for 50 %but they got really nasty and I told them to stop bothering me.

Would like to pay them but the interest and charges had escalated to over 10.000

thanks


Asked on 7/07/06, 5:44 pm

1 Answer from Attorneys
Robert Mccoy Law Office Of Robert McCoy

Re: Old judgment over 16 years

Probably the only thing you can do now is file bankruptcy. Even if you do not qualify for a chapter 7 under the new laws, you can file a 13 and enter into a repayment plan in which you may only have to pay back a portion of the debt.

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Answered on 7/07/06, 6:43 pm


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