Legal Question in Credit and Debt Law in California

Is it legal for a collection agency to not report my debt to the major credit report agencies such as experian , transunion , and equifax


Asked on 8/10/11, 12:04 pm

3 Answers from Attorneys
Robert F. Cohen Law Office of Robert F. Cohen

It's peculiar that it's not being reported, but I'd think you'd be happy that the debt is not being reported. If the credit card provider does not report it to the agencies, then they don't know to put it in their reports.

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Answered on 8/10/11, 12:22 pm
Tony Carballo Carballo Law Offices

Reporting to the credit reporting agencies is not a legal requirement.

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Answered on 8/10/11, 12:31 pm

There is no law that anyone or any business is required to report to credit agencies. Many don't.

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Answered on 8/11/11, 1:57 pm


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