Legal Question in Credit and Debt Law in California
Is it legal for credit card/collection agencys to call your place of employment?
My wife and I are in hard times right now and cannot pay our credit card bills any more. they called her place of employment and she almost lost her job. I cannot see paying minimum payments when it all goes to intrest and fees and our ballance goes up, the bank gets rich and we go broke.
Asked on 4/18/10, 5:29 pm
1 Answer from Attorneys
Michael Stone
Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE
It is illegal for them to call at your job. You two look like you could possibly be candidates for a Chapter 13, which would immediately stop all the calls and all the bills, and would probably give you some breathing room. Whether this would be appropriate in your circumstance would depend on factors unique to you as individuals. Please consult an attorney in person.
Answered on 4/23/10, 5:48 pm