Legal Question in Credit and Debt Law in California

Levying vehicle/bank accounts

I have a couple of quesitons that I am hoping to get answered.

If a creditor wins a judgment against me and tries to levy my car what can I do? I live in CA and own an old used salvaged car. I don't owe any money on the car. Is there an exemption that I can claim to prohibit creditor from leving the car? I need the car to find work and pick up a child to/from school.

Also, can creditor go after my husband's car/bank accounts to staisfy a judgment for a debt that I incurred before marriage?

If I agree to make payments on the debt owed in court and keep up with the payments can I request for them not to levy my car/bank accounts?

Thank you for your knowledge and insight. I greatly appreciate you taking the time to read my post.


Asked on 12/13/06, 11:20 am

1 Answer from Attorneys

Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Re: Levying vehicle/bank accounts

First of all, never agree to pay, or make a payment, until you are certain the debt is within the statute of limitations (in CA this is about 4 years from the most recent payment). Usually they don't go after used cars. Hope this helps.

Read more
Answered on 12/13/06, 1:02 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in California