Legal Question in Credit and Debt Law in California
Levying vehicle/bank accounts
I have a couple of quesitons that I am hoping to get answered.
If a creditor wins a judgment against me and tries to levy my car what can I do? I live in CA and own an old used salvaged car. I don't owe any money on the car. Is there an exemption that I can claim to prohibit creditor from leving the car? I need the car to find work and pick up a child to/from school.
Also, can creditor go after my husband's car/bank accounts to staisfy a judgment for a debt that I incurred before marriage?
If I agree to make payments on the debt owed in court and keep up with the payments can I request for them not to levy my car/bank accounts?
Thank you for your knowledge and insight. I greatly appreciate you taking the time to read my post.
1 Answer from Attorneys
Re: Levying vehicle/bank accounts
First of all, never agree to pay, or make a payment, until you are certain the debt is within the statute of limitations (in CA this is about 4 years from the most recent payment). Usually they don't go after used cars. Hope this helps.