Legal Question in Credit and Debt Law in California
liability for debt incurred after date of sale of vehicle
June 22, 2005, I sold a car. June 24th I submitted a completed Notice of Transfer and Release of Liability via mail. August 7, 2006 said vehicle was towed/stored. Seems the car is still registered to me. Spoke with a clerk at DMV, who says for various reasons information provided is not, or can not, be updated. I was advised to complete another Notice of Transfer, which I did. Based on documents in my possession (copy of original Notice of Transfer mailed and a document hand-written by buyer assuming responsbility), I was assured by said clerk that I am not liable for said debt. In good faith I provided all this information to the debt collector. However, they are threatening to proceed against me. What can I do now to protect myself and my credit?
1 Answer from Attorneys
Re: liability for debt incurred after date of sale of vehicle
You should probably send a letter to the collection agency telling them not to contact you anymore except in writing. Also, google FDPCA and read up about the Fair Debt Collection Practices Act. You may want to talk to an attorney and see if the agency has violated the Act as well.