Legal Question in Credit and Debt Law in California

Limited Civil

I received a limited civil summons for a past due cc. I stopped paying because I had little income and could barely pay rent and car payment, utilities ect... It was filed on Jul 3, 2008. I received it on Jan 15th, 2009. I had no other contact with either the cc company or third party collector prior to this. I know I had a cc with the company, but don't know how much was due. They are seeking money owed at a rate of 11% from 05/31/05, attorneys fees. I just don't know what to do. Do I call the attorney to see if they will work with me on a payment plan or see if they will settle for something lower? What form do I need to file first before the 30 days are up? Please any help at this point would be greatly appreciated.


Asked on 2/04/09, 4:30 pm

1 Answer from Attorneys
Bryan C. Becker Your Lawyer for Life.

Re: Limited Civil

Do not let the 30 days pass without filing an answer. We can assist you with this if you are interested. Feel free to contact me directly as you may have other valid defenses to knock this out.

Yours truly,

Bryan

Becker Attorneys

Providing Revolutionary Legal Services

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The collection firm wants you to ignore the lawsuit; in fact they depend on it. Fight back and defend yourself. Just don�t be surprised how quickly they fold (don�t worry -- we won�t remind you we told you so).

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Answered on 2/10/09, 8:17 pm


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