Legal Question in Credit and Debt Law in California

Both of your husband's debts could become your problem because of the equity in your house. When you say it is not fully paid off, I assume you mean that you have some equity in the house. You need to consult with an attorney in your area. You may have options, including potentially a reverse mortgage to pay the debts and get rid of your mortgage. To do so, however, you must have equity. If you have no equity in your house, and you are going to walk away, then the credit card company and Social Security Administration are stuck trying to collect from assets in your husband's estate, which aside from the house are probably nothing. You really need to consult with a probate attorney about this matter.

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