Legal Question in Credit and Debt Law in California
My mom found this case paperwork on her lawn, and I received a notice from a debt consolidation company with a case number I looked it up and this shows up: 3/11/2019 at 8:30 AM in department B at 12720 Norwalk Blvd., Norwalk, CA 90650
Order to Show Cause - Failure to File Proof of Service and Failure to File Default Judgment Pursuant to CRC 3.740
this is from a credit card debt I haven't been able to pay since I've been unemployed off and on for the last 2 years,
What do I do now?
1 Answer from Attorneys
Within 30 days after finding the paperwork on your mother's lawn, you should file an answer with the court. You can find a form answer at http://www.courts.ca.gov/documents/pldc010.pdf . You should add affirmative defenses that you might find through research. Alternatively, if you have other debts you might consider alternatives, including Chapter 7 bankruptcy.
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