Legal Question in Credit and Debt Law in California

My guess is that the default was not entered because you had filed an answer. I certainly hope you not only filed it with the court, but had another person mail it to plaintiff's attorney. You might go to the courthouse to read the file, unless you can get more detail online.

The OSC is probably because you and/or the attorney for plaintiff didn't file a CMC Statement and/or did not attend the CMC. You need to file a CMC statement. Each party must file a CMC usually 15 days before the CMC. The entry of default cannot he filed if an answer is on file or a default entered if an answer is filed before the clerk processes the default request. Submission for default means that entry of a judgment is not being requested in the request for default form. Just the default is being requested so that you would no longer be able to answer unless the default is set aside by the judge. Local rules sometimes makes the process different so this is a description of the way it generally works under the California Rules of Court.