Legal Question in Credit and Debt Law in California

I paid the judgement, but it appears on my credit report
I was sued in 1993 when my bicycle was hit by a car. Although I don't think I should have lost, I paid for the damages to the car. Now I am trying to buy my home and this appears on my credit report. After three weeks of trying to contact the other party, I finally "caught" her at work. (she wouldn't return any of my calls). I asked her to file the appropriate paperwork with the court stating I had paid her. She acknowledged I had paid, but refuses to "do anything to help me get my house". I want to get this taken care of as soon as possible, because the interest rates are going up. How can I get her to file the paperwork. I have been extremely nice to her. The judgement is less than $500 and I did pay it. I am currently trying to locate my cancelled check. Can she be held liable if I don't get locked into a lower interest rate due to the time this is taking? Please help. I am definitely willing to pay for counsel to get this resolved. Thanks

Asked on 8/31/99, 1:57 pm

Joshua Genser Joshua G. Genser, Attorney at Law

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Re: I paid the judgement, but it appears on my credit report

The judgment creditor (the person who won the judgment against you)

has an obligation to file a document called an

Acknowledgment of Satisfaction of Judgment. If she

refuses to do so after a proper written demand, she]

can be liable for your actual damages plus $100.

See Code of Civil Procedure sections 724.010-724.090.

If you're in Northern California, call my office.

Answered on 8/31/99, 7:58 pm

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