Legal Question in Credit and Debt Law in California
paid judgment on my credit report
I paid a judgment that was filed against me, The judgment creditor
filed an acknowledgment of satisfaction of judgment however
under question 1.satisfaction of the judgment is acknowledged as
follows:a full satisfaction they also put and x on number 2 The
judgment creditor has accepted payment or performance other
than that specified in the judgment in full satisfaction of the
judgment. The judgment form under number 6 total showed
4,454.07 which was paid in full by me. My trans union credit report
shows under remarks settled for less then full balance which is not
true. how do I have this corrected?
2 Answers from Attorneys
Re: paid judgment on my credit report
You may have this error corrected either by contacting the creditor at issue or the court. You should also contact all 3 credit bureaus in writing with proof that your judgment was paid in full and request prompt removal of the negative marks at issue. For further assistance, contact us directly for a free phone consultation.
Re: paid judgment on my credit report
Send a written dispute to each of the three credit reporting companies -- Experian, TransUnion, and Equifax. State that the judgment was fully paid. Also send a written dispute to the creditor or its attorney, and ask them to correct it.
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