Legal Question in Credit and Debt Law in California

Re: payday loan check fraud?

There is no "debtor's prison" in the US, so no, you won't go to jail. Be aware that the payday loan business is notoriously aggressive with their collection tactics, and at the high interest rate you agreed to pay, you will end up owing them a fortune if you don't pay it, but you will not go to jail.

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Re: payday loan check fraud?

Mr. Gibbs is correct. In addition, your question begs the question, did a collector threaten you will jail if you did not pay? If so, that is a violation of the FDCPA (be sure to google, FDCPA) and your would be entitled to recover up to $1000, plus attorneys fees.

Re: payday loan check fraud?

Failing to pay a loan is not criminal. So if that's the extent of your question, then no you wont go to jail for failing to repay a loan.