Legal Question in Credit and Debt Law in California

Re: Using pleading paper to vacate a judgement.

Unless you are just now hearing about the judgment for the first time, your choices are limited to either paying or filing for bankruptcy.

Re: Using pleading paper to vacate a judgement.

I would actually add to Attorney Stone's reply - even if you are just now learning about the judgement, 15 years later is too late to vacate a judgment. In certain, very limited circumstances, you can set aside a default judgment where you were not properly served, or have other reasons for not filing an answer to the lawsuit. 15 years, however, is almost certainly too long a time for the Court to reach back and set aside the judgment and default. If you want to try, a litigation attorney could prepare the motion for you, but it is not a simple form you can fill out. Contact a local litigation attorney to discuss your options, but I fear you are way too late. Bankruptcy or settlement (pay or payment plan) are about your only options. One final option is to cotinue dodging them until the judgment expires.

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