Legal Question in Credit and Debt Law in California

Prior to our divorce, my ex-husband and I bought a house together. He then applied for a credit card on his own name and failed to pay for the bills. His credit card company eventually put a lien on the house. After our divorce, the court awarded each party the debts post divorce. The court also awarded me the house. His name was removed from the title of the house through filing a Quitclaim deed. However, the lien his credit card company has put on the house still stays on the house. Currently, my ex-husband is missing. If I would like the lien to be removed from the house, how can I have this done quickly and efficiently, while paying as little as possible?


Asked on 6/06/14, 11:35 pm

1 Answer from Attorneys
Carl Starrett Law Offices of Carl H. Starrett II

You'll either have to negotiate a settlement with the credit card company or talk an attorney about filing for bankruptcy and removing the lien under section 522(f) of the bankruptcy code.

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Answered on 6/07/14, 4:48 am


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