Legal Question in Credit and Debt Law in California

One more question Mr. Storm,

Thanks so much for your help.

Yup. Never. Ever. Ever. Get a new account and abandon the old one. I have read so many stories of people promising to pay collection agencies a little money each month via ACH electronic debit only to find the collection agency cleaned out the entire account!. Now they have no money for food, rent, utilities, or anything else and all their checks bounce.

Can they sue me if I change my account?


Asked on 6/02/10, 8:53 pm

1 Answer from Attorneys
Mark Storm Law Office of Mark Storm 916-739-8552

If you promised them you would pay a certain amount per month via electronic debit from one certain account, the you can still do it even if you open another account and keep all your money in the new account. You never promised you would keep a bunch of money in your account at all times. When it comes time to do the electronic debit, just move the exact amount of money needed to make a payment from the new account to the old account and then call them to tell them to go ahead and do the electronic debit.

Now that they have access to that one account, NEVER keep any money in it that you don't expect them to just take without warning.

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Answered on 6/03/10, 12:03 am


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