Legal Question in Credit and Debt Law in California
received a promissory note from former employer. It states in part "I acknowlege that this note does not evidence credit primarily for personal, household, or family purposes." please explain.
Asked on 8/17/10, 11:15 am
2 Answers from Attorneys
It prevents the employer from making you jump through a bunch of proceedural hoops if you have to sue to enforce the debt. There are a bunch of extra proceedural steps and limitations that apply to personal debt collection that do not apply if the debt is not for personal, household or family purposes.
Answered on 8/22/10, 11:38 am
Michael Stone
Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE
I would have rejected this question and asked for additional facts.
Answered on 8/22/10, 12:10 pm