Legal Question in Credit and Debt Law in California

We received a summons for breach of contract(money owed, limited cIvil court) superior court riveside county concerning a charge off of uinder 7500(reposseded vehicle in July of 2009. We know we have to file a fee waiver and until last week no way to get to the court. We are on SSI and Social security and have lost 3 jobs in the last three years. The company received quite a bit of money on the repossesion and we are afraid they are going to garnish our ssi and and social security, no money for an arttorney we just want to know what to do. (company is chrysyler financial) and they refused to work with us, attorneys are working for them, We wrote them in March of this year and said that they are violating the fair debt collection act (attempting to garnish wages and freeze our checking account. ) Chrysler ffinancial during the time when are account was currant double charged us two times(fraud) and were rude and indiferrent and did not care if we could not pay. It is for under $7500 so it has to be a liminted civil case. Hope you can help. our only income at this time and we are renters and if we lose the vehicle we know have then we cannot work. Thank you P Bannister and M Bannister( jointely summoned TWO SERVICES. We have until the 9th of June this year,

Asked on 6/01/10, 5:52 am

Mark Storm Law Office of Mark Storm 916-739-8552

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How are they attempting to garnish and freeze if you just got the summons (i.e., without a judgment)?

Answered on 6/02/10, 9:25 am

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