Legal Question in Credit and Debt Law in California

Serve plaintiff's attorney by mail. And you don't know what you are doing.

Michael is correct. You do not need to have a process server serve the answer. It may benifit you to consult, at least briefly, with an attorney so that you can come up to speed on some basics. Even thogh you are not an attorney th eCourt will hold you to the same standard as am attorney and little procedural mistakes can prove fatal to your defense. Good luck.

There is an old saying that a person who cannot afford an attorney to defend them must be saving their money to pay the judgment when they lose. In over twenty years as a litigator, I have never once seen or heard of a self represented party winning against a lawyer for the other side. If you cannot even figure out whom to serve with your answer, you are pretty much certain to lose the case. Best to start negotiating settlement with the other side.