Legal Question in Credit and Debt Law in California

Removing husband from car loan

I have a joint car loan with my husband, he's not responisble and I want to either take my name off of the loan or take his off, how can I do that?


Asked on 2/05/07, 1:58 pm

2 Answers from Attorneys
Robert Mccoy Law Office Of Robert McCoy

Re: Removing husband from car loan

You can sell the car, trade it in or try to refinace through a credit union.

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Answered on 2/05/07, 2:11 pm
Carl Starrett Law Offices of Carl H. Starrett II

Re: Removing husband from car loan

You can't just take someone's name off of a loan. Your husband is a co-borrower and he agreed to be equally responsible. You have 3 basic choices: (1) sell the vehicle to pay off the loan (trade-in or private sale); (2) refinance the loan in your name only (or his); and (3) get written consent or loan modification from the current lender that the borrower to be removed is no longer responsible for the loan.

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Answered on 2/05/07, 2:40 pm


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