Legal Question in Credit and Debt Law in California

Depends upon what sort of auction it was sold at. If it was a public sale by the lender after repossession, then you are not responsible for the vehicle once they process the change of ownership with DMV. This doesn't always get completed right away, so you need to continue to insure it until you can confirm that the registration is no longer in your name. If it was a retail sales auction, then you need to contact the auction company to determine when the title transfer has been processed. You are responsible until title has been transferred out of your name, OR until you have provided the DMV with a Notice of Non-Responsibility, but that requires knowing who the buyer was and the date on which it was purchased.

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