Legal Question in Credit and Debt Law in California
rights of judgement debtor
Judgment against me was entered and recorded. So far nothing has been done as far as collection is concerned. How long is the judgment valid? After the expiration of valid period, does it get erased automatically or do I need to do something about it?
1 Answer from Attorneys
Re: rights of judgement debtor
In California judgments are valid for ten (10) years from the date of entry, and can be renewed for an additional ten (10) years. If not renewed, the judgment will be invalid, and your judgment creditor will no longer be able to pursue collection.
As a general rule, once the judgment becomes invalid it has no force or effect. While any Abstract of Judgment recorded may still be in the public records, it should not have any affect on your credit. In addition, while the judgment may still technically be "on" your credit report, credit reporting agencies are generally prohibited from disclosing that information to creditors after ten (10) years, although there are exceptions to this rule.
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