Legal Question in Credit and Debt Law in California

satisfaction of judgment

I have a small claims judgment against me and I paid if off straight away. Actually released money in an escrow hold AND paid court costs AND my credit scores have dropped so I can't even buy a mattress..

Will a satisfaction of judgment raise my credit scores again to where they should be? I should get a possitive result instead of a negative because I paid what I owed straight away...


Asked on 8/29/06, 5:48 pm

2 Answers from Attorneys
Robert Mccoy Law Office Of Robert McCoy

Re: satisfaction of judgment

Yes, the plaintiff is supposed to file an acknowledgment of satisfaction of judgment with the court. That should improve your credit score. A letter to the plaintiff telling him he needs to file the form should take care of it--otherwise, you will have to sue the plaintiff in small claims court for failing to file the acknowledgement.

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Answered on 8/29/06, 5:53 pm
Robert F. Cohen Law Office of Robert F. Cohen

Re: satisfaction of judgment

Alternatively, you can provide the plaintiff with a satisfaction of judgment, have him/her date and sign it and return it to you for filing -- just so you know it gets done!

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Answered on 8/29/06, 7:42 pm


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