Legal Question in Credit and Debt Law in California

After being served with a summons for a credit card debt, I now have received a notice of case management conference. It says I must file a Case Management Statement. I have downloaded one, but I have no idea how to fill it out. It's asking questions that I don't know if I'm supposed to answer or not. I have turned all my credit cards over to a debt settlement company, so I don't know what I'm supposed to do, I sure can't pay them, and I don't have any extra to make payments to them. Plus, I have a homestead on my house, I was under the impression that that protects it from liens, is that correct?


Asked on 6/26/10, 6:36 pm

2 Answers from Attorneys
Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

You Are A Dummy for using a "debt settlement company." They are taking your money and in the meantime your creditors are suing you. Homesteading your house doesn't protect it from judgment liens -- once a lien is filed even filing for BK (something you very probably should have done already) won't affect it. By the way, where do you get these impressions that you're under?

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Answered on 6/27/10, 2:51 am

Mr. Stone is correct. You need to find a bankruptcy attorney right away.

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Answered on 6/28/10, 10:52 am


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