Legal Question in Credit and Debt Law in California

Co signer on loan changed my address.

During a long term relationship my ex sig other and I purchased a vehicle together. I was primary and he was secondary on the loan. He was signed onto the loan so that in the unlikly event of my death he would get the vehicle and not my children. After a couple of years past i found he was having a long term afair. I found this out when the escrow papers of a home he and she bought was mailed to my home. After he left he called the loan company and told them I lived at his new address. So the loan company mailed the statements to him and the title after it was paid of to his address ..addressed to me. I never got them and he got the title. How can the loan company accept a address change for me from someone else? I would have thought this would have to be in wrighting or they are recording my voice. After the seperation I had confirmed with them that all mail would come to me and they said yes as you are the primary on the account. What laws are broken here? We both made payments on the vehicle. I am not sure who paid more or less. I think it is about egual.


Asked on 9/10/06, 9:22 pm

1 Answer from Attorneys
Robert F. Cohen Law Office of Robert F. Cohen

Re: Co signer on loan changed my address.

The change of address isn't as worrisome as who has possession and title to the car. Ask the lender for an accounting of all payments, and match them up with your checking account. One of you might have to buy out the other.

Was title made out to him or to you? If the car's still titled in your name, you can get a duplicate pink slip from the DMV and then have police accompany you while you take possession of your car.

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Answered on 9/10/06, 10:15 pm


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