Legal Question in Credit and Debt Law in California
Small Claims - Collections
2 yrs ago my ex-bf rented a car through xxxx. Car was rented w/o purchase of insurance.He asked me to drive the car home.While at a stop light, I was hit from behind, totaling the car's rear.The driver presented the police w/false insurance.Upon his absence in court, he was found to be an illegal alien; insurance was false.xxxx charged us for damages.My ex asked me to pay for 1/2 of damages.Out of guilt, I gave him some money.I haven't been in contact w/him in months & just received email stating that failure to pay would result in small claims filing.Says his lawyer said that my email stating I'd give him money & copies of checks I gave him will undoubtedly win him the case.No paperwork for the rental was under my name. I was 22, ineligible to rent a car.The ex chose not to get insurance and asked me to drive. I hadn't signed any contract agreeing to pay � of the expenses & don't want to feel obligated to pay anything more. I'd already given him money so that he'd leave me alone. Now I receive threatening email w/a deadline that's 3 days passed due.Is the medium of email legitimate record for legal action?Are copies of my unlabeled checks(some of many chks I gave him for various expenses while living together)legitimate too?
2 Answers from Attorneys
Re: Small Claims - Collections
Under the circumstances you describe, he is very likely to win.
Re: Small Claims - Collections
You recently asked a question about your liability
for damages to a rental car.
This is a perfect example of Coskran's Law, which
states that no kind deed shall go unpunished.
Under Evidence Code � 1152, you can argue that
evidence of payments you made to help your
ex-boyfriend with the rental agency claim is
inadmissible to prove that you're liable for the
cost to repair the rental car. 1152(a) says that
evidence that a person has, in compromise, or from
humanitarian motives, furnished or offered money
to another who has sustained loss or damages, as
well as any conduct or statements made in
negotiation, is inadmissible to prove liability
for any part of the loss or damages.
Here, it sounds like you elected to help out your
x, not because you felt you were at fault, but
because you were in the relationship with him.
As to the basic issue of liability, I'd argue that
he was the sole cause of his loss because he
refused to purchase the additional insurance
available to cover such a loss. It strikes me
that he ought to be grateful for the help you
gave!
I'd want to know more about the contract in
question, though, before commenting on possible
liability for driving if you weren't named as
an additional driver on the rental agreement.
Where you listed? If not, did you know you
were not?
Despite that question, I think you should argue
that even if it was technically "wrong" for you to
have given into his request that you drive,
the legal causes of his loss, were his failure to
purchase appropriate insurance, and the failure of
the other driver to stop in time to avoid the
collision. If he does sue you, take a copy of
the police report to court, as evidence that
the other driver was at fault.
As to the issue of "e-mail notification," he
simply used that medium to make the demand, and
it has no real effect other than to allow him to
truthfully state in the small claims papers that
he made a demand for payment, and that you've not
complied with that demand.
Let me know if I can be of further assistance.
The foregoing information is provided as an
accommodation only, and does not constitute legal
advice or a legal opinion based on a comprehensive
review of all relevant documents and facts, nor
can provision of such information be construed as
creating an attorney-client relationship.
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