Legal Question in Credit and Debt Law in California

Re: statue of limitations on credit card debt

Please fax your correspondence to me at 714 363 0229 and include your phone number. I will call you and advise you if you have a case or what to do to resolve your problem. You may have a claim against it. I handle these types of cases throughout California.

Re: statue of limitations on credit card debt

The statute probably is four years, but certain actions may have "tolled" the statute.

To get them to leave you alone, there are two good options. First, you could pay a lawyer to write one quick letter. After that, they can't contact you anymore.

A more fun option is to have fun with them and ask if they'll accept a big bag of Canadian nickels or if you can go to their corporate office and rake leaves to work off the debt. They'll soon understand that you're not going to pay them and they'll leave you alone.

I suppose a good third option is to write them and tell them that, in light of the facts, their actions constitute a violation of your rights under the Fair Debt Collection Practices Act. I don't know if that's true, but it might scare them off.

Re: statue of limitations on credit card debt

they should not be collecting at all, if this is that old and their have been no payments or other actions. They may end up paying you.