Legal Question in Credit and Debt Law in California

Statute of limitations on a collection

I just recieved a collection letter in the mail reguarding a bounced check from 1996 that I do not remember. What is my recourse to dispute this collection attempt and is there any statute of limitations on a collection that is 6 years old?

Thanks,

Josh


Asked on 1/22/02, 8:14 pm

2 Answers from Attorneys
Larry Rothman Larry Rothman & Associates

Re: Statute of limitations on a collection

On a written contract, the statute of limitations is 4 years. It is 2 years on an oral contract. You may have a law suit against the Collection Agency for violation of the Fair Debt Collection Act if the statute of limitations has run and they knew about it. I would be glad to provide you with free consultation if you fax me all documentation you have to 714 363 0229.

Read more
Answered on 1/23/02, 8:13 pm
Ken Koenen Koenen & Tokunaga, P.C.

Re: Statute of limitations on a collection

You are past the statute of limitations for a law suit, but not for them to collect. They can keep it on your credit report for 7 years.

Read more
Answered on 1/22/02, 8:24 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in California