Legal Question in Credit and Debt Law in California
i have a student loan in default and was contacted by debt collection today after giving my information they said i needed to make montlhy payments of 350.00 i make 1000 a month and after living expenses and car payment i said the realistic payment would be 50.00 a month they said that was unnacceptable. I was then instructed that my only option was to authorize this payment of 350.00 dollars by the end of the day or they would take legal action and would garnish my wages for that amount or up to 700.00 what are my options
2 Answers from Attorneys
There are exemptions to garnishment contained the Civil Code about secion 790, etc. Or it is Code of Civil Procedure. They may not be able to get that much, since a lot of your wages could be exempt from garnishment.
Never give your bank account info to a collection agency, ever!
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