Legal Question in Credit and Debt Law in California

Re: sued by a collection agency

If it was truly charged off, you should have received a 1099 imputing you with income in the amount of the chargeoff. If that happened, the account has been resolved.

Call the attorney on the new case and tell him about the chargeoff. If they press on, they're probably violating your rights under the FDCPA.

Re: sued by a collection agency

The first thing to consider is that an answer will need to be filed very soon. You would be best advised to speak with an attorney asap. That being said, you may have valid defenses to this suit. Some of which may even allow you to revoer attorneys fees under state and federal law.

I would be willing to discuss some of the issues concerning your case to see how I may be of assistance.

I offer prospective clients an initial consultation of 30 minutes for free.

I look forward to speaking with you.

Yours truly,

Bryan

Bryan C. Becker, Esq.

Principal

Law Office of Bryan C. Becker

The Koll Center

501 W. Broadway, Suite 800

San Diego, CA 92101

Toll Free: 877*201*8728

Direct: 619*400*4929

Fax: 619*400*4810

Member, National Association of Consumer Advocates

www.naca.net

Re: sued by a collection agency

In your mailbox? Thats a bad serve. We sometimes call it a sewer serve. You should talk to an attorney and obtain a proof of service from the court file. If it is wrong, you may be able to file a motion to quash service. That wont make the lawsuit go away, but it will put them on notice that you will fight them.

I am currently handling a case involving Unifund. You need to make sure this is handled aggressively. If you would like a free consultation, please feel free to contact my office.